Topic 6 †Bailouts And Buyouts. I Would Like To Start With

Topic 6 – Bailouts and Buyouts I would like to start with a very famous quote greatly discussed in class and the book Bailout Nation. The quote by economist Allen Meltzer that noted – â€Å"Capitalism without failure is like religion without sin – it just doesn’t work† (Ritholtz, 4). In the past, companies like WorldCom and Enron where corruption, recklessness and high risk decisions have led investors, government, and the market overall to take a charge on them. They all lost their capital, reputation, and even few lost everything and ended up in jail. Why all this recklessness and moral hazard created by high executives? Who pays all of this at the end? The companies themselves or the taxpayers (citizens) themselves? If sin did not exist,†¦show more content†¦Short sellers identified most scams, in which the SEC should encourage with financial incentives rather than penalizing them. (5) The Federal Reserve was stated to be amassing more, not less, authority (Ritholtz, xxvi). Central banks should focus on setting monetary policy and regulation should be handled by a different regulator than the Fed. (6) Bank regulators should be replaced by a single regulator. As the FDIC made a wonderful job managing the 2008 crisis, and to stop regulator shopping the FDIC should oversee bank regulation. (7) The repeal of Glass-Steagall Act contributed to the crisis, so is only normal to restore it. The banking system should be divided in two halves; speculative and underwriting, and commercial taxpayer-backed depository banks (Ritholtz, xxvi). (8) As Nixon Treasury Secretary George Shultz famously quoted, â€Å"If they are too big to fail, make them smaller† (Ritholtz, xxvi). By reducing the limit size of the behemoths of total U.S deposits, competition would increase leading the banking sector with more institutions decreasing bailouts. (9) In corporate structure, public firms along partnerships should be held responsible a nd liable for the losses. This will prevent partnerships, just like public firms to not act recklessly with their investor’s money. (10) Regulate nonbank lenders, along with depositary banks. Nonbank lenders created most subprime loans, causing almost 400 of these institutions to fill for bankruptcy.Show MoreRelatedGovernment Intervention Paper: Lehman Brothers5371 Words   |  22 Pagesthe Lehman Brothers case that changed how it managed the AIG situation? What would potentially have happened if the Federal government had not intervened in the AIG situation? What is the role of government in inspiring and maintaining confidence in the market? This examination of employs past, recent, and current scholarly research and media literature to support the history of financial crisis of 2007-2009. 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Autism-Aspergers Compare/Contrast - 859 Words

In this paper I will be discussing the difference between Aspergers Syndrome and Autism. There are six different kinds of Autism but in this paper I am going to talk about two of them. Aspergers Syndrome is a form of Autism, but they have their differences and similarities. Aspergers affects different areas then Autism. In my people i will discuss what those areas are. Even though these children have these disorders they can be intelligent in their own way, and in different areas. Autism is usually diagnosed before a child reaches kindergarten. Autism is confusing and attacks little kids for no apparent reason. (Allman 8) Autism is life altering and a challenge for everybody involved. Children who have Autism can break out in a tantrum†¦show more content†¦Aspergers Syndrome often has few facial expressions and have difficulty reading the body language of others; they might engage in obsessive routines and display an unusual sensitivity to sensory stimuli (for example, they may be bothered by a light that no one else notices; they may cover their ears to block out sounds in the environment; or they might prefer to wear clothing made only of a certain material) (Weiss 32-35). Children with Aspergers Syndrome are capable of functioning in everyday life, but tend to be somewhat socially immature, relate better to adults than peers, and may be seen by others as odd or eccentric. Children with Autism dont have the exact same symptoms. Some people may have autism that is mild, while others may have autism that is more severe. Two people with the same spectrum disorder may not act alike or have the same skills. Although Autism and Aspergers Syndrome are both on the Autism Spectrum Disorder, they both have similarities and differences. Aspergers affects different areas then Autism, even though children who have these disorders they both can function, they just function differently out in public. Work Cited Allman, Toney. (C. 2010). Autism. Washington, DC. Library of Congress. Weiss, Mary Jane. (C. 2007) Practical Solutions for Educating Young Children with High-Functioning Autism and Asperger’sShow MoreRelatedSocial Stories5242 Words   |  21 PagesSocial Stories with Children with Autism: How to write a Social Story Based on Gray, C. (2002) The New Social Story Book The use of Social Stories was pioneered by Carol Gray in 1991 and is being widely used with children Autistic Spectrum Disorder. Social Stories provide the student with accurate information regarding situations s/he encounters. Social rules, which can be difficult for children with Autism to understand instinctively, are written down as concrete rules in the form of aRead MorePiaget s Beliefs About Language Development2326 Words   |  10 Pagesdepends on the sequence of cognitive development c. Language acquisition results from general cognitive and social processes d. Language development is innately wired via universal grammar e. All of the above f. a and b only g. c and d only 2. In contrast to serial processing, parallel processing involves a. Single operations performed sequentially one at a time b. Multiple operations occur simultaneously c. Both single and multiple operations performed in sequence and/or operationally d. All of theRead MoreSocial Stories5256 Words   |  22 PagesSocial Stories with Children with Autism: How to write a Social Story Based on Gray, C. (2002) The New Social Story Book The use of Social Stories was pioneered by Carol Gray in 1991 and is being widely used with children Autistic Spectrum Disorder. Social Stories provide the student with accurate information regarding situations s/he encounters. Social rules, which can be difficult for children with Autism to understand instinctively, are written down as concrete rules in the form of a storyRead MoreExplain How Psychological Perspectives Have Been Used to Criminal Behavior2641 Words   |  11 Pagesbehavior may involve activity within a group or between groups. According to social psychological explanation it involves the way we learn from others around us - our peers and family and how we learn to model and imitate that behavior. Compare and Contrast psychological perspectives used to explain criminal behavior (M1)-The perception that crime has become one of the most serious problems facing society has led to determined efforts by many researchers to find the causes of criminal behaviorRead MoreGump Notes Essay7299 Words   |  30 Pagesword, people, for some reason, well, theyd cheer. Though the focus of the film is directed towards Forrest Gump, the effects of social forces are most often expressed and implied through Jenny Curran. Forrests generally unobservant nature contrasts harshly with Jennys forthright and independent character. Without Jenny, we would have a collectively unrealistic and uncertain portrayal of many occurrences that contributed to the structure of todays society. Unlike Forrest, Jenny was consciously

Organizational Behavior Methods of People Interaction

Question: Describe about the Organizational Behavior for Methods of People Interaction. Answer: Introduction The study of the methods of people interaction in a particular group or segment is known as organizational behavior[1]. The organizational behavior can be segmented in three levels such as- work groups, individuals and the behavior of the organizations. This essay would discuss about the task as well as maintenance functions, factors affecting group effectiveness, empowerment skills and the self managed team. Discussion The task functions are performed in a group in order to maximize its efficiency[2]. The team leader or the person associated with the group should make sure that the group fulfills its goals and this should enrich and nourish the team members. The sample task functions include the act of initiation, coordination, summarizing and diagnosis of the main job tasks. The task functions consist of the behaviors which direct or focus activities involving labor or work. The tasks are required to be fulfilled by the organizations in order to achieve the goals of the organization. They can be general tasks like functions of the sale department. The task functions should be specified in a detailed manner which elaborates the day to day functions of the department. The various roles played by the task functions are opinion seeker, information seeker, initiator, coordinator, summarizer, opinion giver, consensus tester, diagnostician and evaluator. The maintenance functions include the necessary roles that are required for the purpose of completion of the tasks. Their primary function is to preserve the existing conditions and reduction of tension, harmonizing and encouraging. The different maintenance functions in a group are supporter, tension releaser, mediator or harmonizer, gatekeeper, feeling expresser, empathy expresser, compromiser, standard setter and follower[3]. These functions come with individual duties such as the mediator harmonizes the difference in the opinions and helps in the resolution of the group conflicts. There are various factors that influence the effectiveness of the group. The individuals, group size, group norms, leadership, synergy, cohesiveness, homogeneity, role identity and others have an impact on the effectiveness of the work group. If the individuals are aware of their roles and responsibilities in a team and the size of the group is optimal, then the productivity of the group would improve. It has been found out that smaller groups are more effective than large groups. If the group members follow the norms of the group and their collective efforts produce the best results, then the group would be effective. There can be several norms such as performance, attendance, dress code, interpersonal relations and others. The degree of interpersonal attraction and the leadership capabilities also determine the effectiveness of the group. The degree of similarity of the group members in terms of education, skills, general backgrounds, income levels and others determine the effectiv eness of the group. The role identity concerns with the capability of the group members to assume different roles within the team. It is very important to deal with the emerging conflicts that may come up in a group. It is also essential to establish transparent communication channels in between the group members. The team process should be clear, understandable and achievable. They should be communicated well to the team members. The fulfillment of these factors would ensure the effectiveness of the group. The empowerment of the group members is to enhance the level of autonomy as well as the self determination in the people so that they represent their interests in a responsible manner. It is a key concept in employee engagement and gives certain degree of decision making powers to the employees. The advantages of the employee empowerment include the enhanced organizational responsiveness, increase in the productivity and high degree of employee commitment[4]. The empowerment gives the employees certain skills such as power, trust, freedom and encouragement in order to efficiently perform the job related tasks. In organizations, there are certain teams who control their own functioning. They are known as self managed teams. These kinds of teams share the work tasks and provide mutual support to each other. Every member of the team is responsible for the management of the entire team and demonstrates shared decision making activities. They work towards the fulfillment of the goals and the responsibilities are defined by the team members. The main advantage of such teams is that they increase the productivity of the team. They plan, coordinate, instruct and control the activities of the team, which can induce pride in the accomplishments. There is better allocation of the resources and there is significant reduction in the associated costs. Conclusion The organizational behavior is concerned with the analysis of the human behavior in organizational settings. A scientific approach should be used for the management of the employees. The organizational behavior comprises of the various factors that lead to the success of the organization as a whole. It is also concerned with empowerment and the self managed team. References Krapfl, J B Kruja, "Leadership and Culture". inJournal of Organizational Behavior Management, 35, 2015, 28-43. Parry, J,From Prevention to Wellness Through Group Work. in , Hoboken, Taylor and Francis, 2014. Reichelt, M, "Career Progression from Temporary Employment: How Bridge and Trap Functions Differ by Task Complexity". inEuropean Sociological Review, 31, 2015, 558-572. Sanchez, L L Cralle, "Attaining Employee Empowerment". inNurse Leader, 10, 2012, 38-40.